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Commercial Umbrella Insurance
All businesses are different, and not just because of the products or services they offer. Some companies work with the public while others are only business to business. Some commercial enterprises work with potentially dangerous materials or in potentially dangerous environments while others are at stationed behind desks. Depending on the specific situation of your company you may require more protection than standard liability insurance offers.
Your standard liability insurance protects you and your business against certain types of loss but may not provide sufficient coverage in the event of a lawsuit or if your business is faced with overwhelming cost claims. Our agency offers commercial umbrella insurance that provides additional protection and coverage to pick up where your standard liability policy stops.
Can You Afford a Large Claim Made Against Your Business?
Under certain circumstances, liability claims against your business may require you to pay out of pocket for legal fees, medical bills, and/or other damages. Consult with our agency insurance specialists to add an extra layer of essential protection to your existing liability coverage in case damage claims exceed the limits of an existing primary policy.
Commercial Umbrella Insurance extends your insurance protection beyond your policy’s limits to protect your business from losses caused by unforeseen events, like:
- Slip and fall accident on your commercial property that causes a serious injury
- Significant damage or injury caused as a result of an error
- Liability claims due to negligence or misrepresentation in the course of advertising or providing services
- Offers expanded auto and property coverage not included in your primary policy
No two businesses are alike. From a professional health care provider’s office, to a beauty salon or auto body shop, each commercial enterprise has different insurance needs. Many business owners remain unaware of the financial consequences involved if faced with a significant legal claim and most have even less time to study all of their insurance options. To learn how specific commercial umbrella coverages can affect and protect your business in Oklahoma City, contact an experienced agent in our agency to discuss your options for the protection you need.
