Today’s topic:  “I have two quotes for homeowner’s insurance.  One has an annual premium of $2,440 and the other is $3,275.  What’s the difference?”  As with most other questions, the answer to this one is not...

Our past columns have focused on auto insurance.  We’ve much more to cover on auto insurance and we’ll return to it in future columns but for today let’s shift to homeowner’s insurance.   A question I hear often is, “My home...